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Medicare Savings Programs
Qualifying individuals with limited income and resources may be eligible for assistance with certain Medicare costs.
What are Medicare Savings Programs?
Medicare Savings Programs (MSPs) are run by each state's Medicaid program. Depending on eligibility, they may help pay Part A and/or Part B premiums, and in some cases deductibles, coinsurance, and copayments.
The main programs are:
- Qualified Medicare Beneficiary (QMB) Program
- Specified Low-Income Medicare Beneficiary (SLMB) Program
- Qualifying Individual (QI) Program
- Qualified Disabled and Working Individuals (QDWI) Program
Extra Help with prescription costs
Extra Help is a federal program, administered by Social Security, that may help people with limited income and resources pay for Part D prescription drug costs.
Checking eligibility
Income and resource limits vary by program and state and change each year. Only official agencies can determine eligibility. We cannot tell you whether you qualify.
- Medicare Savings Programs on Medicare.gov
- Apply for Extra Help at SSA.gov
- Your state Medicaid office
- Your local SHIP for free counseling
Have a general question?
Reach our team by phone or send us a message.